So how much do you spend on your cable? $100 per month? Can you live with out cable? Can you live with out a cell phone? Can you live with internet that is not as fast? If you can cut the cost even if it is for 6 months or a year. This saves you $600-$1200 per year. That can be put on a credit card. Imagine how much you save on intrest. Could you use $600 on one of your credit cards?
What about my children? What will they do for fun?
Maybe your children will play outside or get a new hobby. This could be good for them.
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