Sunday, May 17, 2009
Tuesday, April 28, 2009
Whoo Free money.
Check it out! You can earn at least one gift card per month by just the searches
Saturday, April 25, 2009
Monday, April 20, 2009
Monday, April 6, 2009
Sunday, March 22, 2009
A glass of soda is on sale here for .64
The same glass of water is less than a penny or for me free because it is included in my rent.
I also have bought a filter pitcher for $24 to help the taste. I love the way the water taste. I also bought a reusable cup and water bottle. This saves our resources. It means there is less in the landfills.
A glass of water has zero calories. A soda has 500 calories. Then the chemicals that you are putting in your body. So drink a glass of water instead of the soda.
We don't know how many other health benefits having water helps you.
Tuesday, March 17, 2009
I put all of this in a large Tupperware bowl and pop it in the freezer. I take it out and shake it every half hour till frozen.
6 (10 oz.) orange soda pop or 1 - 2 liter
You could use generic sweetened condensed milk. I use the 2 liter. Strawberry is good too. I figure it is .59 for the generic soda and .99 for each can of generic milk so not a bad treat.
Sunday, March 15, 2009
You take 1 package of Kool aid (generic will do) add 1 tbs water. You can paint with it and it smells good.
This could be some cheap rainy day fun! Be aware that it may stain so be careful with it.
Friday, February 27, 2009
1.5 lb. Ribeye Steaks (4 x 6 oz.)
3 lb. Split Chicken Breast
1.5 lb. Country Fried Steak Patties (6 x 4 oz)
1 lb. Package 80/20 Ground Beef
1 lb. Fully Cooked Meatballs
1 lb. Mild Italian Sausage
12 oz. Deli Sliced Ham
1 lb. California Blend
1 lb. Green Beans
20 oz. Shoestring Fries
1 lb. Pasta
28 oz. Marinara Sauce
21 oz. Condensed Soup
(makes 5 servings)
1 lb. Pinto Beans
32 oz. 2% Shelf Stable Milk
So I am working up some recipes to use this. I am going to get 2 boxes this month so I can use them for 2 weeks. The quality of items were good the last time we got this. We will use more this month than we did last months.
If you are having a hard time getting your family to help you save money I recommend renting or checking out the American Girl Doll Movie Kit Kittrich. This truly helped my daughter see what a depression is.
Monday, February 9, 2009
You can make pancakes. I make generic bisquick pancakes (1.00)and then some sausage (.98) and some eggs (1.00) Home made syrup for the pancakes.
1 c. brown sugar, packed firmly
1 c. white sugar
1 c. water
1 tsp maple flavoring
Combine first 3 ingredients; bring to a boil. Add maple flavoring. Reduce heat, simmer 7-10 minutes. Serve hot.
Tuesday, February 3, 2009
Roast and Potatoes and Carrots
Throw it all in the crock pot a cup of water and onion soup mix. This is so simple. Let it cook for 6-8 hours on low. Slice and serve
Cut leftovers in 2 chunks. Potatoes and carrots go into one with the chunks of meat.
Cube meat. Toss in flour Put into a pie plate. Put 1-2 cups of meat juice. Then put carrots and potatoes in pie plate. Mix up a package of instant potatoes or some leftover mashed potatoes. Cover the pie plate. Then bake at 350 15-20 minutes or till it is brown on top.
Cube up the meat. Put some beef broth in it the pan and make the gravy with some corn starch. You can also use a jar of gravy. I use frozen noodles and make them and then mix it in the meat and gravy.
Day four if you have leftovers. Take the meat and shred it up and then put it in BBQ sauce and put on buns.
This is not left overs but planed overs.
Wednesday, January 28, 2009
I am making no bake cookies today for a treat. This are realativly inexpensive for a snack and easy to do. My kids like them warm and gooy they don't wait for them to get hard. They would eat it right out of the pan if I would let them. My brother is the one who taught them that.
Monday, January 26, 2009
Rinse your hair with apple cider vinegar. This clarifies and makes it shiny.
I found this about washing hair too much. You could use corn starch that all baby powder is.
"Most women only need to wash their hair every other day. Not only does this save on shampoo, but it also keeps your hair healthier since overwashing can dry it out. Pat baby powder on your roots to absorb any oil in between sessions." —Bumble and Bumble hairstylist Dennis Lanni
Brown Sugar and Milk Mask
1/4 cup brown sugar
1 - 2 tbsp milk, anything but skim
Mix the two ingredients well. Apply to freshly cleaned face and massage gently for a full minute - leave on for 15 minutes. Wash off with warm water and pat dry.
Lip Gloss Tinted
Any broken Lip stick
Vaseline or chap stick
Mix and zap in the microwave for 30 seconds put in a small container
Sunday, January 25, 2009
The fruit and veggie box for $21 I don't know what I will do I may just wait till the next time to get a box depending on what it looks like
Friday, January 23, 2009
Well they are not left over they are planed overs
So what do we do. Planned left overs, If I make a chicken I will roast it and then serve it. I make Sticky Chicken in my Crock pot
I make Chicken Noodle Soup with the left over chicken
I take my left over chicken and chicken broth and then put it in a pot with my carrots celery. Then I add frozen noodles in it. It makes a easy meal and yummy.
Crock pot Roast Sticky Chicken Recipe
4 tsp salt
2 tsp paprika
1 tsp cayenne pepper
1 tsp onion powder
1 tsp thyme
1 tsp white pepper
1/2 tsp garlic powder
1/2 tsp black pepper
1 large roasting chicken
1 cup chopped onion
In a small bowl, thoroughly combine all the spices. Remove giblets from chicken, clean the cavity well and pat dry with paper towels. Rub the spice mixture into the chicken, both inside and out, making sure it is evenly distributed and down deep into the skin. Place in a resealable plastic bag, seal and refrigerate overnight.When ready to cook chicken put the onions into the cavity, put the bird into the crock pot and do not add any liquid. As the cooking process goes on it will produce it's own juices. Cook on low 8 to 10 hours and it will be falling off the bone tender.
Thursday, January 22, 2009
What about my children? What will they do for fun?
Maybe your children will play outside or get a new hobby. This could be good for them.
Not using your credit card to buy things saves you interest. This makes it so your not robbing Peter to pay Paul. Even if something is on sale using your credit card does not save you money. You have to pay interest on this.
Wednesday, January 21, 2009
How much does this little thing cost you per day, week, month or yearly?
Lets say you buy a cup of coffee at Starbucks, it is $3.50. If you do this 5 days a week, I have a friend who does, it is $17.50 a week that is $70 per month or $910 per year! What can you do with an extra $900 a year? Put it towards a credit card.
Okay so we don't get the expensive coffee but the $1.00 cup ($5.00 per week or $20 per month or $240 per year) at the gas station. I have a problem when I stop at the gas station I always pick up candy.
So if you make the coffee yourself you can buy a nice reusable cup for $4.00 or a package of 15 throw away cups at Wal-mart for $2.50. Make it yourself and save yourself the money. All of that money that you will literally put in the toilet.
Maybe just use that special cup of coffee for a once a week treat, like loosing that extra 5 lbs. You get the idea.
Tuesday, January 20, 2009
Crock pot Chicken Enchiladas
Chicken Breast (I use one large one about $2.00)
Green Enchilada Sauce the large can ($1.50)
Put in a crock pot on low for 6 hours
Then shred with fork
Put in taco shells (.99)
Serve with cheese and sour cream if you like.
I serve with Mexican rice
I take 3/4 c water 1/4 c salsa bring to boil and then add 1 cup instant rice.
It is super easy meal.
Monday, January 19, 2009
Well if there is snow on the ground you can take the family sledding. It is good exercise and lots of fun. Remember to dress in layers and keep warm. When you come back home you can make hot coco.
Another fun thing is to rent videos and make home made pizzas. I like to make mini pizzas. EASY to do! You put some Italian seasonings, garlic and a little brown sugar in a can of tomato sauce (the small one) a topping, what ever is in the fridge and then some cheese.
Put in the oven till brown. Like 10 minutes at 350.
We rent videos from the library, it is free! But since our library was flooded out we have had to find something else to rent videos. I found the Red Box. It is only a $1 to rent videos even new releases! It is a great price. I can't wait for our library to get more videos back but Red Box will do.
Wednesday, January 14, 2009
Once again BAKING SODA, I used baking soda and water to make a paste that I put on the bottom and the door of the oven. Then I let it dry. Added some more water, with a spray of water and baking soda. Then repeat. Do it again before bed. Let it dry over night. The next morning wipe out. Then I used a rag with vinegar in it and wiped out the rest of the left overs. It is dry and everything comes up. There is no smell. I love that.
Tuesday, January 13, 2009
What about using baking soda and vinegar? I use it to clean my garbage disposal. I dump some baking soda in and then some vinegar. No real recipe but till it foams. I let it sit and run hot water.
Clean counter tops and make them smell nice by using a rag soaked in undiluted white distilled vinegar.
Vinegar is awesome in a lime built up dish washer. I used to clean my dish washer weekly with one load of just vinegar water. I some times put my glasses in it when I wanted to get them really clean.
Vinegar is not only eco friendly but financially savvy too. How much does one big bottle of vinegar cost $2.00 in comparison to other cleaners that range $3 to $5 for a small bottle.
Monday, January 12, 2009
Powdered Laundry Detergent
2 cups Fels Naptha Soap (finely grated - I personally use my food processor - only for soap to grate it all really fine)
1 cup Washing Soda
1 cup Borax
Mix well and store in an airtight plastic container.
Use 2 tablespoons per full load.
You have to look for Fels Naptha Soap. It can be difficult to find. I have had to ask for it to be ordered at my local grocery store. My Hy-Vee is great about that. They ordered it. Make sure it is washing soda not baking soda. If you buy all of this it saves you buckets of money going down the drain. This produces very little suds in your machine. It is great for those with problems with scents or dyes.
Sunday, January 11, 2009
Friday, January 9, 2009
Coupons...Our paper had coupons for a buy one meal get one free at Ruby Tuesdays. This is great. One word of caution be prepared for the meals to be $15 dollars each.
My children are now getting old enough they can not eat on the children's menu. I loved it when they could eat on the children's menu and they had .99 children's meals on specific days. That is when we would plan our birthday meals out.
Thursday, January 8, 2009
It is cheap. I have found it between .69 a pound to 1.25 then compare that to ground beef, I haven't been able to get ground beef less than $1.50 a pound. I know there are somethings that ground beef is just better in. Another option is to use one lb of ground beef one of ground turkey cook together. Then use 1/2 one night and 1/2 another night. The family may not notice this change as much as if you just switch to ground turkey. I switched way back when my kids were little and the do not know the difference.
I have also found the recipes with beans in them are even less expensive.
Wednesday, January 7, 2009
So you plan where your money goes every month. I am figuring up how much I spent in Christmas presents this year. I am budgeting how much I need to put in my Christmas Savings Account for the next 11 months to be ready for Christmas. I feel it is important to save money. How many times can I say this. I guess I am a big saver. It is best to put the money some where that it is hard to get to. With online banking it is really easy to pull it out. I have a seperate savings account for the savings. I do not have a bank card for it or checks. I must go to the bank and deposit and withdraw the money. I chose a bank a little out of the way so it is not convenent for me to with draw money. I did not choose the bank at the local Walmart or Hy-Vee (a grocery store) So I figured if I put away $25 every pay check I should have Christmas payed for. If you do not have the extra $25 then start with $5 or $10. What every you can afford. Savings is good. But you need a regular saving account on top of your Christmas account. It has been suggested one should have 3 months of savings built up in case of an emergency or job loss. With such tough economic times and jobs being harder to come by I think 6 months maybe even better. I am say enough to pay the house payment, and car payment and a little for groceries. The necessities not the wants you have every month.
Tuesday, January 6, 2009
From my Bank's Website
5% APY* on your checking account balance up to $25,000
A refund of all ATM fees you have paid during the month
Plus there are no monthly service charges, no minimum balance requirements, unlimited free debit card use at retailers and unlimited free check writing.
Earning these rewards is easy. Simply utilize the four free services listed below each month, and you’ll earn the reward rate and have all of your ATM fees refunded.
1) Activate online banking
2) Make 12 signature-based debit card purchases (choose “credit” instead of “debit”)
3) Receive e-statements Receive at least one direct deposit
Honestly this was the easiest thing I have ever done to put a few extra dollars in my pocket every month. I also save money because I am not being charged for ATM fees. This can be a killer for some people.
Monday, January 5, 2009
So what is a tip to save money on your groceries.
Make a menu of what you want to make for the week. I go shopping on Mondays. It is habit. I buy the things we need for the week. I look in the freezer and the cupboard to use what I have. I then get 7-10 meals out of it. Remember you have to make lunch for the kids on the weekends. I have to cook 2 large meals and breakfast on the weekends. My boys have hallow legs. This means they are always eating and I am always cooking. Add side dishes or anything you need to make.
Look ahead at your schedule. Do you have Wed. night church and need an easy meal that night? Do you have to work on Thursdays and need a crock pot meal?
I also check the ads to see if there is anything on sale that I can use. I try to work my meal plan around the sales.
Then make a list of the food you need.
First eat before you go to the store. If your hungry you buy everything in sight. If I have a bad case of pms and want only chocolate I try to wait a day to do it and eat from the cupboard. Or have a candy bar before I go to the store. So now you are not hungry when you shop and you can stick to your list.
I am also trying Angel Food ministries. I will check back with that next month. Basically you order a box of food for $30 and it feeds a family of 4 for a week. We will see about the quality. I have tried it before. It was kind of hit and miss but I am willing to try it again.
Sunday, January 4, 2009
If we had gone out for supper we could have easily spent $20. I rarely eat out with my children. If we go out to supper my children order water. Soda is so expensive and not good for them.
1 lb of ground turkey (.99)
1/2 onion chopped (.25)
1 head of cabbage chopped (1.00)
1 can tomato soup (.50)
Salt and pepper to taste
Cook ground turkey and onion.
Cook the cabbage for 3 minutes in boiling water.
Spray the liner of a crockpot.
Layer in crock pot.
I cooked for 4 hours on low. If you are going to cook it longer I would add a little water.
I served this with rice.
Saturday, January 3, 2009
I admit that you do need to have cash on hand. Like when I went to Subway and they didn't have their credit card machine working.
Anyways you buy something with cash and you have 56 cents left. What do you do with it? Leave it in your coat to get lost?
Well we have the cheap method get a jar and put it in. Or something like a piggy bank, it is covered and you can't tell how much is in it. It is more difficult to take money out of it. The goal is to save this money.
Last year we saved an extra $50 by putting this money in a piggy bank and then went we went on vacation we used it as extra spending money. I am trying to teach the children to save. Our country has gotten away from saving. We as parents need to teach our children how to save.
For Christmas I got all of my children new piggy banks. They were at Target for 9.99 they got to paint them and put their names on it. We lost our piggy banks in the floods of 2008 so we are slowly rebuilding what we lost. When they get money they put it in there till it is decided what they will do with it. They each have a savings account at the bank to put away money.
Friday, January 2, 2009
1. Turn down the thermometer in your house. By doing this it can cut the cost of your monthly heat bill.
2. Turn off the lights.
3. Change your light bulbs to the energy efficient bulbs.
4. Unplug your toys from the wall. It is said that they still suck up the electricity while not doing any thing. One tip is to put it all on an electric plug in bar and turn it all off in one flip.
Thursday, January 1, 2009
PEPhoto.com is a great place to develop your pictures. They have many different products. The best part is a 4x6 is .06.
Artscow.com is also a great place to get your photos developed. The shipping is a little high. It does come from China. I have many codes for artscow.com when you sign up for an account you get 600 reprints for just shipping. I ordered 12 16x18 pictures and it was free but shipping was $20.00
Does printing your pictures off yourself save money? I don't think so. It is more than having some where print them for .06 the quality is not always as good and they don't last as long. You also have to buy the paper.